Health Insurance for International Students

Health care in the United States is expensive and the individual is responsible for paying the medical costs. The government does not pay for it. Having health insurance protects the individual by helping pay the medical expenses if he/she should become ill or be involved in an accident. For these reasons, all international students studying in North Dakota are required by the North Dakota University System (NDUS) to purchase the North Dakota state-mandated health insurance policy.

International Students will be automatically enrolled by the MSU Academic Records Office on a semester basis as they continue to be enrolled at MSU. Students will receive an email from UnitedHealthcare when their ID card is ready to be downloaded.

Important Enrollment Information

Below please find the health insurance rates for this academic year. 

International students will be charged on their student account upon enrollment in MSU classes.

You are enrolled in the policy on a semester-by-semester basis. Students pay once in the Fall semester, and then once in the Spring semester which covers both Spring and Summer combined. The Academic Records Office facilitates the process for you by sending names on a list to UnitedHealthcare StudentResources.

You are required to pay the premium to your campus, in full, no later than the end of the sixth week of a regular fall or spring term. (See NDUS Procedure 505 for more information). The amount is charged on your NDSU student account. If you have a spouse and/or dependent(s) whom you wish to enroll, their premium must be paid directly, in full, to UnitedHealthcare once enrollment is finalized.

For more information, please see the following information on the NDUS website: 

https://ndus.edu/student-services-overview/health-insurance/

Enrollment by type of student

New Fall students will have coverage beginning August 16th of each year.

New Spring students will have coverage beginning as of January 1 of each year. 

Continuing students enrolled at MSU will have no gap in coverage and their policy will continue through onto each semester and/or academic year.

A note for graduating students: Students who graduate in December will have coverage through December 31 of the year in which they graduate. Students who graduate in May or August will have coverage through August 15th of the year in which they graduate 

Contact Information for UnitedHealthcare StudentResources

Contact UnitedHealthcare
Customer Service: 1-(877) 433-6667
Email: customerservice@uhcsr.com

Health Insurance Rates for 2020-21 and Payment Deadlines

Health Insurance Rates for the 2020-21 Academic Year: $2,116 annual cost

Semester

Amount

 Payment Deadline

 

Fall 2020
Dates of coverage:
August 16 - December 31

$800

September 8th payment deadline (same deadline for payment of tuition/fees)

Institutions shall collect required premiums from the students and submit student payments to the insurance provider no later than the end of the sixth week of a regular term.

   

Spring 2021/Summer 2021 combined
Dates of coverage:
January 1 - August 15

$1,316

January 26th payment deadline (same deadline for payment of tuition/fees)

Institutions shall collect required premiums from the students and submit student payments to the insurance provider no later than the end of the sixth week of a regular term.